Set your first goal, in a conversation.
Tell the companion what you are saving for, in your own words. It proposes a target, a timeline, and a set-aside pace, and keeps you on track. You stay in control, and nothing happens until you confirm.
- →Plain language goals, no forms to fill
- →A set-aside pace built around your timeline
- →Not a recommendation. You confirm every step
Find a circle, take your turn.
A savings circle is a group who contribute a set amount on a schedule. Each cycle, one member receives the pot, until everyone has had a turn. Here is the whole loop, start to finish.
- 01 · FindingBrowse verified circles that fit your goal and your budget.
- 02 · JoiningGet verified, then request your slot in the rotation.
- 03 · PaymentContribute on schedule. Funds move directly between members, never pooled.
- 04 · Cycle turnWhen your turn comes, you receive the full pot.
Run your savings circle entirely on WhatsApp.
Operators create, track, and pay out through a verified SoSave bot. Members never have to download an app, and every cycle stays clear and transparent to all.
- 01Invite members through WhatsApp
- 02Automatic reminders keep everyone on schedule
- 03Every contribution logged and visible to members
- 04Members are vetted and verified, even on WhatsApp
The tools circle operators have been waiting for.
Operator dashboard
See every member, contribution, and cycle in one clear view.
Automated payouts
Rotation and reminders run on schedule, with no manual chasing.
Member trust and scoring
Score-based vetting, so every member you accept is reliable.
Compliance and protection
Identity, KYC, and money movement handled to standard.
See how saving together works.
One shared goal, your people, and no money held by SoSave. Pick the way that fits. The rest is coordination.
Funds stay in each member's own account · never pooled
Soon, backed by banks and credit unions.
Soon you will be able to join a circle offered by your own bank or credit union. The deposit stays in your account, earns interest, and the money stays in your name. SoSave runs the rotation and never holds, pools, or lends your funds.
Live demo available post loginVerified institution
Every circle is offered by a vetted bank or credit union, and clearly labeled as such.
Earns interest
Your balance sits in your own insured account and keeps earning while you save toward your goal.
Insured, never pooled
Funds stay in your own institution and stay insured. SoSave never holds the money.
No partners are signed yet. Heritage Mutual is a fictional demo institution used to preview the experience. Your funds would stay in your own insured account and are never pooled.
Built on trust. Backed by infrastructure.
Community savings is built on trust between members. SoSave adds the technology layer to protect that trust.
Bank-grade encryption
Your data is encrypted in transit and at rest, to the standard banks use.
Identity verification
Every member is verified before joining, so circles stay trustworthy.
Licensed payment rails
Money moves on licensed, regulated rails. SoSave never holds your funds.
BSA/AML compliance
Built to meet anti-money-laundering and regulatory requirements from day one.
Get early access.
Be the first to know when SoSave launches.
A fintech rooted in how people have always saved.
SoSave is a fintech technology company that digitizes rotating savings and credit associations, known across cultures as Susu, Pardner, Tanda, Hui, Paluwagan, and Chit Fund. We build software that wraps a vetted community circle in identity verification, transparent payout rotation, and operator tools for managing circles of up to 60 members.
SoSave is incorporated in the state of Delaware, United States, and serves diaspora communities across the US, the Caribbean, and Latin America. The platform is pre-launch and US-only, with a public launch planned for the year ahead.